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— Americans age 50 and older face choices and pressures unlike those of any other age group – choices few could have prepared for. As the charitable affiliate of AARP, AARP Foundation is working with struggling people 50 and over so they can regain their confidence as good providers and members of their communities. The Foundation focuses on four priorities: hunger, income, housing and isolation. Every year AARP Foundation helps millions of struggling Americans 50+ win back opportunity. We could do nothing without …

Definition of fraud

— In the midst of tax season, slick scam artists are finding ways to target innocent Coloradans through one of the largest scams of its time: the IRS imposter scam. This scam occurs when citizens receive aggressive phone calls claiming to be from the IRS. Con artists use fake names and false IRS identification badge numbers in order to appear legitimate. Victims are told that they owe money to the IRS and it must be immediately paid through a prepaid debit …

— Many of us rely on medications to live better lives as we age. Unfortunately, scammers are aware of this and sell replicas of many types of drugs online. Fake drugs are sold at a steep discount via the Internet, but they often contain the wrong medication and dangerous ingredients. A 2013 study by the U.S. National Association of Boards of Pharmacy (NABP) analyzed more than 10,000 online pharmacy websites and discovered that 97 percent of them were out of compliance …

— It can be scary to get a call from someone trying to collect a debt you don’t owe. But there are some things you can do to straighten out the debt collectors if they have the wrong person: Don’t ignore the debt collector. Avoiding the debt collector won’t make the debt go away or stop the collector from calling you. If you believe you do not owe the debt, or the debt is not yours, you need to communicate that …

— The AARP Foundation in Colorado is working with a variety of community partners to present the second annual Fraud Prevention and Safety Summit—a one-day, no-cost event to empower you with tools and information to stay safe and avoid fraud before it happens. The event is organized by the 18th Judicial District Office of the District Attorney and will be held Thursday, May 15, 2014, at the Parker Arts, Culture and Events (PACE) Center, 20000 Pikes Peak Avenue in Parker, Colo. …

— Investment fraud affects thousands of Americans and accounts for billions in lost savings every year. The profile of a typical fraud victim is not who you might think—they are financially knowledgeable, have above average income, are college educated, and self-reliant when it comes to making decisions. Moreover, a majority of investors ages 55 to 65 do not perceive themselves as vulnerable to investment fraud; yet many of their reported investment behaviors put them at risk. The Second Annual Rocky Mountain …

— With open enrollment under the Affordable Care Act beginning October 1, 2013, scammers are out in full force trying to take advantage of consumer confusion. So it’s important to arm yourself with the knowledge to recognize, refuse and report these scams. Unwanted Phone Calls: scammers are calling people claiming to be from government agencies and asking for personal information – generally a Social Security or bank account number. Remember to never provide personal information to anyone who calls you or …

— When: Saturday, September 28, 2013, 9 a.m.–12 p.m. Where: Denver: Windsor Gardens, 595 S. Clinton Street, Denver, CO 80247 Fort Collins: Public Service Credit Union Parking Lot, 2503 Research Blvd., Fort Collins, CO 80526 What: AARP ElderWatch is proud to announce a free community shred day. You will be able to drop off your unneeded personal and financial information. Volunteers will be onsite to assist you with the unloading of your vehicle. In an effort to serve as many consumers …

— Wildfires, tornadoes, floods, storms and other disasters often result in a flurry of activities by scam artists. Fraudsters prey on our emotional state and our good intentions in an effort to steal our money. Beware of these disaster-related scams: Fake Charities: watch out for door-to-door solicitors or phone calls asking you to donate to the victims of a disaster. You should contribute only to charities that have a proven record of providing effective disaster relief, and you should only participate …