— Like many Americans, you’ve probably started thinking about the future and your loved ones’ futures. Maybe dreaming about taking a trip, learning a new language or sending your kids to their dream college. Whatever it is, AARP is here to help you plan for it. We offer free, unbiased financial information and tools for reaching your goals. So you can turn your dreams into real possibilities. Join AARP New York and Carver Federal Savings Bank for a FREE AARP MoneySmarts …

— College costs are growing faster than the rate of inflation, presenting huge bills for families—often when parents are trying to save for retirement. South Carolina’s Future Scholar 529 college savings program, administered by the Office of State Treasurer, offers a way to invest for a child’s education long before the money is needed. Contributions may be deducted from state taxes, and withdrawals are tax-free, provided the money is used for qualified education expenses. Parents, grandparents and others may contribute to …