A tech scam twist: You receive a call from someone claiming to be with “Microsoft” giving an urgent warning to renew your license key or your computer will cease to function. Keep in mind this statement from Microsoft: “Microsoft will never proactively reach out to you to provide unsolicited PC or technical support. Any communication we have with you must be initiated by you.” You can report the scam at www.microsoft.com/reportascam.

Report scams to local law enforcement. Contact the AARP Fraud Watch Network at www.aarp.org/fraudwatchnetwork for more information on fraud prevention.

Don’t forget to place a freeze on your credit report – this is free in the state of Maine and the very best step you can take to protect your identity.