College is expensive as it is. Many parents and grandparents may be looking for ways to help their family members afford their education. Please beware of scholarship, financial aid and government grant scams. Fraudsters guarantee to award a scholarship as long as you pay an upfront processing fee for their services, but then you never see any scholarship money. To apply for true federal student aid, use the FAFSA, the official online form which is free to submit. Save your money and put it towards education instead.
There are many amazing charities out there that benefit from donations. Unfortunately, scammers may try to capitalize on the generosity and good will of others by setting up fake charities and pocketing the donations. To ensure the organization you decide to donate to be worthy and doing the work they say, visit www.ftc.gov/charity for ways to verify charities. If you have doubts, there’s always the option to give directly to smaller local charities where you can more easily see the impact of your donation.
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