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AARP AARP States New Hampshire Scams & Fraud

Celebrate "Slam the Scam" Day on March 5

Hanging up the phone

Attorney General Gordon J. MacDonald announces “Slam the Scam” Day on March 5, 2020 as part of the Federal Trade Commission’s National Consumer Protection Week which runs March 1-7, 2020.

“Slam the Scam” is an effort to bring awareness to government imposter phone scams, which most often take the form of Social Security-related phone scams targeting the elderly or IRS-related scams which tend to increase during tax season.

In order to protect yourself or your loved ones from common phone or other consumer-targeted scams, the Attorney General recommends taking these steps:

· Hang up the phone immediately if you receive any threatening or demanding calls;

· Refrain from calling the number provided in a voice message or otherwise as it is likely a sophisticated call center designed to deceive the caller into believing it is a governmental office;

· Do not engage with the caller;

· Trust your instincts and treat each unsolicited communication with increased skepticism, specifically calls, emails or other online solicitations asking for personal identification or financial information;

· Never provide personal information to anyone without first verifying the source of the inquiry; and

· Take steps to inform and discuss the dangers of these scams with individuals who may be susceptible to these sophisticated scams.

If you become a victim of tax-related identity theft, you should:

· File a report with your local police;

· File a complaint with the Federal Trade Commission at www.identitytheft.gov or call the FTC Identity Theft Hotline at 1-877-438-4338;

· Contact the IRS and complete IRS Form 14039, Identity Theft Affidavit;

· Contact one of the major credit bureaus to freeze or place a "fraud alert" on your credit:

o www.Equifax.com 1-800-349-9960

o www.Experian.com 1-888-397-3742

o www.TransUnion.com 1-800-680-7289

Attorney General MacDonald also offers the following advice about how to reduce the risk of identity theft:

· Don't carry your Social Security card or any document with your Social Security Number on it;

· Don't give out your Social Security number just because a business asks for it - only do so when it is absolutely necessary;

· Secure your printed personal information at home by placing it in a locked container or in a bank safe deposit box;

· Check your credit report annually with one of the three free agencies listed above. You are entitled to one free report each year from each of the three agencies;

· Protect your personal computers by using firewalls and anti-spam/virus software. Update your security patches and regularly change your passwords for all accounts, selecting strong password for each account; and

· Don't give personal information over the phone, through the mail, or on the Internet unless you have verified who will be receiving that information.

New Hampshire consumers may file a formal complaint at: http://doj.nh.gov/consumer/complaints/index.htm, by calling the Attorney General's Consumer Protection Hotline at 1-888-468-4454 or by email at: DOJ-CPB@doj.nh.gov.

More information and resources available at: https://www.doj.nh.gov/consumer/consumer-alerts.htm.

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