AARP AARP States North Dakota Health & Wellbeing

Special Enrollment Period for Health Insurance Extended to August 15


In response to the COVID-19 pandemic, there is a new Special Enrollment Period (SEP) for health insurance coverage on the federally run health care exchange. The special enrollment period is open to all individuals who currently do not have health insurance or to those seeking to change their individual health insurance coverage. The special enrollment period was extended to August 15, 2021, as part of the American Rescue Plan.

The COVID-19 pandemic has left millions of Americans facing uncertainty. The SEP allows individuals and families to obtain health insurance coverage through or by contacting the Marketplace call center at 800-318-2596.

Coverage will begin the first day of the month following the date of plan enrollment.

Beginning April 1, exchange-eligible North Dakotans should take action and update their information on to ensure they are accessing all of the savings for which they qualify.

As a result of the American Rescue Plan, additional savings will be available for eligible consumers through starting April 1. According to CMS, these savings will decrease premiums for many, on average, by $50 per person per month and $85 per policy per month. On average, one out of four enrollees on will be able to either reduce their current premium or change to a plan category that offers lower out of pocket costs at the same or lower premium compared to what they’re paying today.

Additionally, beginning in early July on, consumers who have received or have been determined eligible to receive unemployment compensation for any week during 2021 may be able to get another increase in savings when enrolling in new Marketplace coverage or updating their existing Marketplace application and enrollment.

Depending on your household income, you may also be eligible for a subsidy to lower your monthly premium, as well as assistance to help cover out-of-pocket costs. It’s also important to note that those who have lost their jobs and their incomes may qualify for Medicaid — a free or low-cost health program that enrolls applicants year-round.

For more information, visit

About AARP North Dakota
Contact information and more from your state office. Learn what we are doing to champion social change and help you live your best life.