— We have all heard that the savings rate in U.S. is dismal. In fact, the typical working-age household has only $3,000 in retirement assets and retirement age households have only $12,000. Bringing it closer to home – the National Institute on Retirement Security ranks South Carolina 50th worst in 401k savings. Fortunately, we know one of the best ways to help people save is through the workplace. Research shows that individuals are 15 times more likely to save if their …

— Join us for two live webcasts and get answers to your questions. Do you have questions about the Health Insurance Marketplace Open Enrollment? Get your answers live! Whether you’re enrolling for the first time or re-enrolling, the two-part Q&A series from AARP Learn@50+ provides answers about the 2018 enrollment process. In part one, AARP’s experts will review the Open Enrollment period (Nov. 1 to Dec. 15) and answer your questions about the process. In part two, the AARP team will lead a …

— Join us for two live Medicare webcasts and get answers to your questions Do you have questions about Medicare coverage and plan options? Whether you’re enrolling for the first time or entering open enrollment, the two-part Medicare Q&A series from Learn@50+ can get you answers about your 2017 plan options. In part one, AARP’s Medicare expert Susan Lutz will review the different parts of Medicare and answer your questions about enrollment periods for new Medicare recipients and open enrollment rules for …

— Join us on September 7, 2017 at 7:00 pm ET for Part 1 of AARP’s Interactive Social Security Webinar as we explore each of the five most asked about (and often misunderstood) Social Security topics—including applying for benefits, survivor benefits, spousal benefits, the earnings limit, and benefits for married couples. Plus, you can ask specific questions for the experts to answer using our interactive Q&A tool. We’ll also introduce you to AARP’s easy-to-use online tools, including our Benefits Calculator and a …

— By Linda H. Lamb Evon Kirkland McAngus works hard to keep her customers happy and to attract and keep good employees. Her design business employs just 12 people, but she provides three months of maternity leave at half pay. “I try to invest in people, spend time building a team,” said Mc­Angus, an interior designer who runs Westend Interiors in West Columbia. “You want people to stay with you.” That’s one reason she is in favor of a state-sponsored “work …

— AARP South Carolina believes that today, a secure retirement is out of reach for millions of Americans, especially those who work for small businesses. According to the National Institute on Retirement Security, the conservative estimate of the total U.S. retirement savings deficit is $6.8 trillion. Nearly half of workers age fifty and older have less than $25,000 in savings and investments. The average 401(k) account balance in South Carolina is $20,630, ranked 50th worst in the United States. One of …

— By Curtis Loftis, South Carolina Treasurer The holiday season is here and with it comes the age-old question, “What gift do I give my grandkids this year?” The usual sweater, toy or game may quickly be tossed aside or find its way to the back of a closet. I’m State Treasurer Curtis Loftis, here to offer you a better idea: This year, give a gift that will last. Give the gift of education by helping your grandchild on the path …

— AARP South Carolina believes that today, a secure retirement is out of reach for millions of Americans, especially those who work for small businesses. According to the National Institute on Retirement Security, the conservative estimate of the total U.S. retirement savings deficit is $6.8 trillion. Nearly half of workers age fifty and older have less than $25,000 in savings and investments. The average 401(k) account balance in South Carolina is $20,630, ranked 50th in the US. One of the best …

— By Holly Fisher The first year Leonora Myers volunteered with the AARP Foundation Tax-Aide program, she and the other volunteers used pencils, paper forms with carbon paper, and handheld calculators. More than 25 years later, a lot has changed. This year, Myers is overseeing the volunteers in Aiken, who prepare tax returns using computers and online filing software. The Tax-Aide service is offered free to taxpayers. Myers, 81, a CPA, connected with Tax-Aide in 1990, putting her love of numbers …

— College costs are growing faster than the rate of inflation, presenting huge bills for families—often when parents are trying to save for retirement. South Carolina’s Future Scholar 529 college savings program, administered by the Office of State Treasurer, offers a way to invest for a child’s education long before the money is needed. Contributions may be deducted from state taxes, and withdrawals are tax-free, provided the money is used for qualified education expenses. Parents, grandparents and others may contribute to …