— Consumers, take note!  Next Thursday, November 15 the Financial Fraud Institute will be holding a free fraud presentation with experts from federal and local law enforcement and regulatory agencies.  They will outline steps to spot and avoid fraud, as well as provide information about what to do  if you believe you have been the target of a scam.  Register here or call 801-579-6191 to reserve your seat, as space in limited. The Keynote Speaker will be Chief Magistrate Judge Paul M. …