Open enrollment for the Health Insurance Marketplace runs through December 15 in Kansas and many other states. That makes it prime time for scammers to try taking advantage of unsuspecting consumers. Be wary of phone or email solicitations selling cheap health insurance that claim to meet all federal requirements. If you bite, you may end up without a plan, and with a tax penalty for not having qualifying coverage. Your best bet is to enroll or re-enroll by visiting healthcare.gov, where you can learn about ways to get help during open enrollment. You can also check with your Area Agency on Aging for help (www.n4a.org).

Be a fraud fighter! If you can spot a scam, you can stop a scam.

Report scams to local law enforcement. Contact the AARP Fraud Watch Network at www.aarp.org/fraudwatchnetwork for more information on fraud prevention.

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