In a 6-3 decision issued Thursday, June 25, the Supreme Court ruled in the case of King v Burwell that federal subsidies for people to buy insurance through the Affordable Care Act (Act) are constitutional. The issue in the case was whether subsidies would only be allowed if the subsidies were given through exchanges that the states set up themselves. Because 34 declined to set up their own exchanges and defaulted to the federal exchanges instead, the question was whether the provision of subsidies through the federal exchange was authorized by the Act. According to Utah Policy, approximately 87 percent of enrollees in the federal exchanges receive subsidies to buy health insurance, or about 6.4 million people according to the Obama administration. In Utah, 67 percent of Utahns who use the federal exchange will be able to keep their subsidies.
There is a lot to learn about the new health care law, also known as the "ACA" or "Obamacare." But primarily what it does is address the quality and affordability of health insurance in this country, and creates mechanisms called "Heath Insurance Marketplaces" that will help people select plans if they are not already covered by their employer. The good news is that you only need to be concerned with provisions that affect you and your family. Here's a basic road map to the changes in the law:
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