debit cards

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 Tis the season for holiday shopping!  How should you pay for it?  If you're using cash or a debit card this holiday season, you won't incur the interest charges that accumulate if you can't pay off your credit cards on time, but credit cards have the advantage when it comes to legal protection.  And that can make a big difference if your card is lost or stolen.  Here are some ways credit is the smart choice, from Kristin Keckeisen of the AARP Fraud Watch Network:
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