Millions of Americans depend on 401(k)-style plans for their retirement savings, which often require complex financial decisions.  This often means relying on investment professionals for guidance and advice.  Most professionals do what's right for their clients, but loopholes in the law allow Wall Street to take advantage of investors by recommending investments that may not be in their best interest.  What does this mean?  It's perfectly legal to recommend investments that have high fees and low returns but mean  higher profits for themselves.
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