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Get Ready for Retirement at an AARP Workshop in Hilo

With proper planning, a retirement that enables you to choose how you live as you age is possible.

But it’s not easy and takes some work.

You need to think about when to take Social Security, how to pay for health insurance, and how much you can spend on living expenses and just enjoying life.

To help you plan, AARP Hawaii is holding a free “Think of Your Future” workshop in Hilo on Saturday, Oct. 21 from 1 p.m. to 4 p.m. at the ADRC, 1055 Kinoole Street.

No individual advice will be given and no products or services promoted or sold. The workshop is just about helping you plan for retirement and you don’t have to be an AARP member to attend.

The following sessions are included in the workshop:

  • 10 Steps to Get Ready for Retirement – Many pre-retirees overlook the rising cost of medical care. According to estimates, the savings needed to cover most health care expenses in retirement, including premiums, is $116,000 for men and $131,000 for women.
  • Understanding Your Social Security Retiree Benefits – Begin claiming your benefits at age 62 and your monthly check will be 76 percent less than if you wait until age 70. Conversely, some people need the money or fear they won’t live long enough to collect what they paid into the system.
  • Medicare 101 – You generally have a seven-month window to sign up, starting three months prior to turning 65. Not doing so could trigger late penalties and delay coverage – unless you’re covered beyond 65 by insurance from your or your spouse’s employer.

Register at or call toll free 1-877-926-8300.

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