Free offer? Think again!

Who doesn’t love something for free? But beware, that “free trial offer” might mean months of payments that you didn’t know you signed up for and will have a hard time canceling. These types of sales tactics are called negative options – a customer signs up for a free trial and unwittingly accepts a subscription – sometimes for a questionable product – often by not seeing a prechecked box in the very tiny print.

When it comes to free trials, research before you enroll. Fully understand the terms and conditions by reading the fine print. Keep a close eye on your credit and debit card statements so you spot unexpected charges right away. Contact your bank or credit card company to address the issue; calling the company you inadvertently signed up for a subscription with will likely get you nowhere.

Be a fraud fighter! If you can spot a scam, you can stop a scam. Visit the AARP Fraud Watch Network