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AARP AARP States Delaware Money

New Retirement Savings Option Coming to Delaware


Starting in 2025, more Delaware workers should be able to save for retirement by having money deducted from their paychecks at work.

Nearly 40 percent of Delaware’s private sector employees aren’t offered a way to save for retirement through work.

AARP Delaware backed the 2022 Expanding Access for Retirement and Necessary Savings Act, which requires employers with five or more workers to offer a retirement savings plan.

Newly eligible workers will be automatically enrolled to save 3 percent of their pay, but they could opt out. The program will be overseen by the state treasurer at minimal cost to employers.

AARP research shows that Americans are far more likely to save for retirement if payroll deductions are automatic.

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