When temperatures start to fall in Michigan, one thing is certain: you’ll start to use more natural gas to heat your home, which can lead to higher energy bills.
The SECURE 2.0 Act of 2022 introduced major updates to retirement savings, offering greater flexibility for individuals managing their 401(k) plans. These changes, effective in 2024, allow easier access to retirement funds for emergencies and adjust required minimum distribution (RMD) rules. While the updates are helpful, it’s important to weigh the long-term impact of these decisions on your financial future.
December is a month of universal celebration, where light, hope and renewal shine brightly against the backdrop of winter’s longest nights. Across the globe, this month brims with traditions that honor resilience and joy, drawing from stories of community and reflection. From the soft glow of candles in homes to the lively rhythm of parades and the warmth of festive feasts, December invites us to look back on the year’s journey, embrace the present with gratitude and welcome the future with hope. Ancient customs blend with modern festivities, showcasing the vibrant expressions of cultures that connect us across centuries and continents.