FREE LUNCH & LEARN: Living Longer - How Am I Going to Pay For It?

Living longer is a blessing, but, in a few words, "How am I going to pay for it?" (Time Magazine).  The "global conundrum" of outliving savings, pension or social security is a concern for seniors.  Get answers to your questions at this Free Lunch and Learn Seminar, catered by Panera Bread:

Centennial:
KOELBEL LIBRARY,  5955 S. Holly St.,  Centennial
Tuesday, April 26, 9:45am - 11:30am
Thursday, May 5, 10:45am - 12:30pm
Reservations can be made by calling (303)468-2820

Castle Rock:
CASTLE ROCK LOBRARY,  100 S. Wilcox St.
Wednesday, April 27, 10:45am - 12:30pm
Thursday, April 28, 10:45am - 12:30pm
Reservations can be made by calling (303)468-2820

Aurora: 
SMOKY HILL LIBRARY,  5430 S. Biscay Cir.,  Aurora
Monday, May2, 10:45am - 12:30pm
Wednesday, May 11, 10:45am- 12:30pm
Reservations can be made by calling (303)468-2820

Parker:
PARKER LIBRARY,  10851 S. Crossroads Dr.,  Parker
Wednesday, May 4, 10:45am - 12:30pm
Tuesday, May 10, 10:45am - 12:30pm
Reservations can be made by calling (303)468-2820

Some of the topics covered:

-How your home equity can be used to pay for care
-How to maintain control of your assets and choices when care is received
-How to pay for long-term care without buying long term care insurance
-"Observation Status" and what Medicare doesn't cover
-New laws will pay for care at home or in a retirement community
-Tax incentives that are available for long term care

Nationally, it is projected that the number of poor or nearly poor seniors nationwide will double to 4.3 million by 2022 (Time, February 22-29, 2016).  Social Security, retirement accounts, target income, working longer: all are ideas for replacing income in retirement.  Now, even presidential candidates are joining the discussion.  Bernie Sanders is on board with raising or removing the cap on annual earnings subject to Social Security tax ($118,500).  Donald Trump has also suggested strategies for saving Social Security.  But will it be enough?  Experts say no.

Medical and long term care costs are one of the main reasons that retirees deplete their savings.

Cindy Koch from Always Best Care, and Jim Brown, a long term care specialist, will speak on these topics as well as offer additional strategies available for staying in your home and paying for long term care.  The subject matter is appropriate for all ages and loved ones.  No products will be endorsed or sold.

The seminars are free and open to the public.  Space is limited, call (303)468-2820 to RSVP or to inquire about additional dates that may be added.

*This is not an AARP event.  Any information you provide to the host organization will be governed by its privacy policy