As we enter the holiday season, once again it pays to be vigilant to avoid scams or slip-ups that could put a damper on your celebrations. Here are some ways to keep your holidays happy:
Lately, scammers have been spoofing phone numbers of banks, doctor's offices and other official agencies. Spoofing means that a scammer's phone number will show up on your caller ID as an official number. Scammers have been doing this with the 1-800 number for the Social Security Administration (SSA) to try and collect vital personal information from people in order to steal their identities.
When your personal information has been put in jeopardy, one of the first steps you want to take is freezing your credit report. In the past, this process has been costly and tedious but soon it will be much smoother.