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AARP AARP States Massachusetts Finances 50+

Missed it? Don't worry! Watch our Social Security webinar from October 21!


If you have questions about Social Security as you prepare for retirement now or down the road, we have the answers you need! Watch the recording to learn how AARP is helping to preserve Social Security for current beneficiaries and future generations. 

You'll hear from speakers Kurt Czarnowski and Tom Nicholls.

Kurt Czarnowski is currently the principal in “Czarnowski Consulting,” a retirement planning firm which in now in its 10th year of providing “Expert Answers to Your Social Security Questions.”

Czarnowski is the former Regional Communications Director for the Social Security Administration (SSA) in New England, a position he held from December of 1991 until his retirement at the end of 2010.  He began his career with SSA in 1976, and during his 34 years with the agency, he worked in several different management and staff positions in the Greater Boston area. 

As Regional Communications Director, Czarnowski was responsible for coordinating the Social Security Administration’s public affairs/public information activities in the six New England states.  In this role, he was a frequent speaker at local and regional events for members of the public, and in his “retirement,” he has been invited to speak on Social Security at events, not just in New England, but across the country, as well.

He serves on the Massachusetts Money Management Project’s state-wide Advisory Council, and is a Member of the New England Pension Action Center’s Advisory Board.

A native New Englander, Czarnowski received a Bachelor's degree in History from Hamilton College in Clinton, New York, and a Master's degree in Public Administration from Northeastern University. 

Tom Nicholls is a Senior Legislative Representative in AARP’s Government Affairs Department and serves AARP’s 38 million members and all older Americans as a federal lobbyist and public policy expert on Social Security issues.

Prior to joining AARP in 2009, Tom served for 6 years as a staffer in the United States House of Representatives for Congressman Paul Kanjorski of Pennsylvania. Tom holds a B.S. in Quantitative Business Analysis from the Pennsylvania State University and an M.A. in Political Management from George Washington University.

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