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AARP AARP States Tennessee Money

Legislators Urged to Adopt Work and Save Plan

A picture of symbolizing saving for retirement
Saving for retirement, colorful words on blackboard
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Employees are much more likely to save for retirement if they can do so through automatic payroll deductions. Yet more than 55 million U.S. workers do not have access to a savings plan at work.

When the state legislature convenes in January, AARP Tennessee will be pushing for Work and Save, a program that would make it easy for small businesses that do not currently offer a 401(k) or similar plan to give workers a way to put money aside for retirement through automatic payroll deductions.

Employers do not incur costs or make matching contributions. Employees would be automatically enrolled but could opt out.

Work and Save would help about 1 million Tennesseans save for retirement. Learn more by participating in AARP Tennessee’s tele-town hall on Tuesday, Jan. 16, at 6:30 p.m. For more information about the phone conference and how to call in, go to

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