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Scams & Fraud

As we step into 2024, AARP Pennsylvania reminds everyone to be vigilant against scams that continually evolve with technological advancements. The start of the new year is a prime time for scammers, seeking to exploit individuals through various fraudulent schemes.
It’s New Year’s Resolution time. Time to make a commitment to be fraud aware in 2024. For the next 52 weeks, like clockwork, scammers will be on the prowl looking to steal our money or sensitive information. Instead of making one pledge this New Year make a resolution to remember these three words: stop, think and verify.
A new 2023 AARP Fraud Watch NetworkTM report is highlighting the ways criminals target consumers during the holiday season. A majority (80%) of U.S. consumers say they have experienced some type of fraud this year – many of which ramp up over the holiday shopping season. These holiday shopping scams have increased from last year’s report, from receiving fake notifications about shipments, to online ad scams, and more. 
One of the most nefarious scams today is bank impersonation. Money stolen through these schemes is rarely recoverable, so it’s particularly important to be aware of this scam and share what you know with others.
The holiday deals have already begun, but buyer beware – not all of those great deals you see online are legit. Because if the online shopping season has started it means that online scam season has officially begun too.
In August of 2022 the Veterans Administration (VA) began the largest expansion of benefits in its history with the enactment of the PACT Act. The Act, which compensates military personnel and veterans for exposure to toxic chemicals has led to 4.5 million toxic screenings and the expansion of benefits to more than 400,000 individuals. It has also created an opportunity for criminal scammers.
Social media has become a dangerous marketplace. Scammers are great at creating slick ads and professional looking websites and for minimal cost they can force them into your feed.
Scammers are like viruses: they continually evolve in response to the latest news and trends. Here are two scam variations that experts have seen trending so far in 2023.
AARP Pennsylvania strongly urges Medicare beneficiaries to exercise extra caution during this year's Medicare Open Enrollment period, which runs from October 15 to December 7. A recent data breach involving a government contractor put an alarming number of Medicare beneficiaries at risk, heightening the importance of vigilance during a time already susceptible to fraudulent activities.
When we think about cybersecurity we may think about computers and smart phones. But the reality is everything from our TVs to thermostats to appliances are potentially vulnerable to hackers. In this new normal, online safety is a must so remember - smart devices need smart security.
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