Have you taken steps to protect against identity fraud?

In 2024, 40 million Americans reported $47 billion stolen through identity fraud and scams according to a new report cosponsored by AARP. It’s a massive and growing problem—but there are things each of us can do to protect against identity fraud even if our data has been exposed.

In a previous article, we shared key steps like creating stronger passwords, using multi-factor authentication, and reviewing your credit report. Here are three more ways to safeguard your personal information.

Enable Automatic Updates

• Any device that stores information or connects to the internet can be a target for cybercriminals seeking to steal your personal information. · Regularly update your operating system and antivirus software, especially when new versions are released. · Better yet, set up your devices and software to update automatically when available.
• These updates often fix known security vulnerabilities that could be exploited by criminals.

Just Say No to Unsolicited Communications

• Be wary of unsolicited calls, texts, emails, and social media messages. Criminals spoof phone numbers and impersonate trusted sources to appear legitimate.
• Avoid clicking on links in emails, texts or online ads. Type web addresses into your browser to ensure you aren’t sent to a copycat site and only visit sites you know and trust. · Let your voicemail or answering machine handle unfamiliar calls. If the call is important, the person will likely leave a message, and you can verify the number and information before calling back.
• Check with your phone carrier for ways they can help block or flag suspicious calls.

Shred Sensitive Documents You No Longer Need

• Despite the rise of online threats, criminals still rely on traditional methods like dumpster diving to steal personal information. · Shred anything containing sensitive information that you don’t need to keep for specific purposes. For example, shred paid credit card statements, sales receipts, medical statements, and credit offers that you no longer need.
• If you shred paper yourself, consider using a micro-cut shredder for added security.
• AARP offers free document shredding and other fraud-related events across the country. To find a shred event in Utah, CLICK HERE.