Scams & Fraud

The Internet can be a wonderful place to start friendships and relationships. Sometimes, this is done intentionally through dating sites or apps. Other times, it happens through social media or in a chat room. Fraudsters build trust through online relationships for the sole purpose of stealing money from victims.

In recent years, gift cards have taken off in popularity. Unfortunately, scammers have a keen interest in gift cards, too – only for them, they are being used to pry money from you as a form of payment in their latest con.

Across the United States, scam robo-calls make the way into voice mail boxes and emails of people all ages. People aged 50+ tend to fall for such scams far more than others. In 2019, it is estimated that 44.6% of cell phone calls will be robo or scam calls, which is nearly every other call. These scams tend to cover a range of different topics, from zero interest down on loans, deals on credit cards and warrants to trying to sell medical devices or insurance. While these scams can seem very real, there are a few key characteristics that can be used to easily identify scams.

Learn How to Avoid Their Scams at AARP’s Free, Two-Part Webinar

The days are getting shorter, the nights are getting colder and you could swear you paid that last gas and electric bill. But the caller from the power company is adamant that you’re overdue and says if you don’t pay up now, the power goes out. That’s the last thing you want in the chilly dead of winter (or the long, hot summer, as the case may be). Best not to risk it.

These days, travel starts on the internet. More than 140 million Americans do trip research online, and 83 percent of travelers use websites to make bookings, according to an industry analysis by advertising agency MDG. But as you search for savings on lodging and flights, keep a sharp eye out for deceptive offers and outright scams that could cost you a bundle.

As we enter the holiday season, once again it pays to be vigilant to avoid scams or slip-ups that could put a damper on your celebrations. Here are some ways to keep your holidays happy:

Lately, scammers have been spoofing phone numbers of banks, doctor's offices and other official agencies. Spoofing means that a scammer's phone number will show up on your caller ID as an official number. Scammers have been doing this with the 1-800 number for the Social Security Administration (SSA) to try and collect vital personal information from people in order to steal their identities.

AARP Iowa has a team of trained volunteers who are eager to protect older state residents from scams and fraud.

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