People of all ages now use text messages to communicate, often even more so than talking on the phone or via email. Scammers have noted this trend and now use text messaging to contact potential victims. As the use of smart phones and text messaging grows, it is critical that cell phone users are extra vigilant about potential scams that could come to their phone via text. The following are a few tips for avoiding potential text message scams:
Fake government grant offers have become more prevalent during the Coronavirus global pandemic. Even though collecting cash sounds nice, anytime you receive an offer for “free money” that seems “too good to be true” you should go with your instinct and ignore it. Fake grant offers are scams designed to steal your money and personal information. Here are some tips to avoid government grant scams:
During difficult financial times it is helpful to know about potential ways to save money as well as collect funds that might be owed to you. Two resources that many older Coloradans might not be familiar with, but should be, are Colorado’s PTC-104 rebate and retrieving unclaimed property/funds in your name.
Scammers follow the news. They have noticed that as a result of the pandemic many Americans have lost their job and had to file for unemployment insurance. Because of this trend scammers have been using the personal information of millions of Americans to fraudulently file for unemployment benefits in their name. Thousands of retired Coloradans have been notified that benefits have been filed for in their name, despite not having worked in many years. If you received this notification, don’t panic! Follow a few important steps:
Have you received a phone call offering you an updated Medicare card, a back brace or knee brace? Or have you received an offer for a free DNA test kit? It is not uncommon for Medicare beneficiaries to receive these types of fraudulent solicitations. Any medical equipment or test paid for my Medicare must be ordered by your physician. If you receive one of these solicitations here a few tips to keep in mind:
It’s a fact of life…one day, we’ll all die. Before that happens, you have time to help your loved ones avoid hardship by planning for life without you. Make sure you have your finances in order before it’s too late. Need assistance? AARP ElderWatch can help by pairing you up with a financial counselor. Read below for a breakdown of legal documents you need when planning for the end of life.
Scammers and criminals don’t take a break during the holidays, in fact they might get busier. An ElderWatch survey of Coloradans 50+ found a lack of knowledge about some holiday-related scams. Be vigilant this holiday season and take extra precautions to ensure your hard-earned money does not end up in the hands of scammers:
Scammers follow headlines and trends. That is why it is no surprise that they are now posing as representatives from Amazon. With more people staying home and shopping from home than ever before, many consumers rely on delivery services like Amazon for some of the products they used to buy at a store. Reports of scams invoking the Amazon name have skyrocketed in recent months. Here are some tips for avoiding Amazon imposter scams:
2020 has been pretty rough so far, we know it. AARP ElderWatch is here to help you understand your credit report, get connected to benefits and community resources and in the tragic case of the loss of a loved one, help you organize your finances. All of this can be done from the comfort and safety of your home, via the phone or video call by one of AARP ElderWatch’s trained volunteers. Call AARP ElderWatch for assistance today at 800-222-4444, option 2 or email firstname.lastname@example.org. Mention financial assistance in your message or subject line and we will get back to you within three (3) business days. In the meantime, check out these quick financial tips:
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