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Factors to consider before entering into a phased retirement


The percentage of informal phased retirement programs almost doubled from 2012 to 2014, according to the Society of Human Resource Management in an article in Consumer Reports. There are several factors should be considered before enrolling in a phased retirement program to ensure a secure retirement.

Consumer Reports advises workers to consider the type of pension they have and the amount it pays; cash flows and budget under a phased retirement plan; health insurance; and age before claiming Social Security. The article provides a link to AARP’s Social Security Calculator. Visit

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