AARP AARP States Kentucky Scams & Fraud

World Elder Abuse Awareness: Preventing Abuse and Neglect


Guest Contributor: LaDonna Koebell

During World Elder Abuse Awareness Month, Attorney General Cameron’s Medicaid Fraud Unit and Office of Senior Protection are joining forces to raise awareness about how to protect seniors from abuse in all its forms.  Whether you are the family member of an aging loved one or a senior yourself, our offices stand ready to help you and those you love avoid neglect, exploitation, and physical or financial abuse.

Our Medicaid Fraud Unit is committed to investigating, and when necessary, prosecuting those who seek to abuse, neglect, or exploit elderly patients in nursing homes, Medicaid healthcare facilities, or personal care homes. We believe every patient deserves to be treated with dignity and respect, and we do not tolerate abuse or neglect from those charged with their care. If you suspect patient or resident abuse, neglect, or exploitation, report the incident to our office by completing our online form at or call our hotline at 1-877-228-7384.

In addition to assisting vulnerable adults, our office also endeavors to protect Kentucky’s seniors from the financial abuse and devastation often associated with scams and fraud.  Because of their financial stability and nest egg savings, seniors make attractive targets for scammers and fraudsters. 

Far too many Kentucky seniors have suffered financial loss due to scams. In 2020 alone, Kentucky seniors reported nearly $3 million in losses to our office, and sadly, these statistics may represent a fraction of actual losses.  Data from AARP Kentucky shows $15.8 million in fraud losses by seniors during that same year.

Our Office of Senior Protection assists senior victims of fraud and provides information about the common tactics scammers use to carry out their schemes. While there are many types of scams and fraud, seniors can protect themselves from common scams by following these tips:

  • If anyone instructs you to urgently send money, provide credit card information, wire money, or purchase gift cards, it’s a scam!
  • Be skeptical of anyone who calls asking for verification of your Social Security or Medicare number or insurance information;
  • Regularly monitor your bank and credit card accounts for suspicious activity. Promptly report unauthorized charges to your bank or credit union.

Kentucky seniors should also watch out for an old scam that has been on the rise in the last month, the grandparent scam. In this scheme, scammers claim to be with your loved one, often a grandchild, who is in trouble and urgently needs money. To avoid this scam, watch out for callers who ask you to keep quiet about the incident and not share information with your family or friends.  

Remember - scammers do their research. Just because a caller knows your name and the identities of your loved ones doesn’t mean they are who they say they are.

Our best advice: Every unsolicited call, text message, and email should be considered suspect.

If you are contacted by someone you do not know, stop and pause before acting. Contact a trusted friend, and always independently verify information before responding or sending money.

If you or someone you know has been the victim of a scam, don’t be afraid to report the incident to our office by completing our online scam complaint form at It is important to act quickly, as we may be able to help you avoid further financial harm.

LaDonna Koebel is the Executive Director for the Kentucky Attorney General’s Office of Senior Protection.

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