— How it works:  Scam artists send mass-produced form letters to thousands of recipients every month. The mailing might inform you that you have won a million dollar prize, but that you need to pay a fee or a tax in advance to receive the funds. You pay the fee, and then receive nothing. What you should know: The United States Postal Service and U.S. Department of Justice are warning consumers about this type of fraud.  They advise consumers never to …

— Election Day is right around the corner and AARP South Dakota wants you to know where we stand on some important ballot issues. YES on Initiated Measure 21 AARP South Dakota supports Initiated Measure 21, which caps payday lending interest rates at 36% in South Dakota. AARP has a long history of fighting for financial security and our policies support the establishment of consumer friendly rules for payday lenders, auto title loans and other high-cost sources of financing, as well …

— Coin Seller Calling?  Hang Up! As the value of gold rises, gold coin scams are on the rise as well. A tried and true way gold coin con artists find their victims is through cold calling. How it works:    A caller may try to convince you that buying gold coins is a hot investment and that you can double or triple your money practically overnight. The caller may send coins, but they will be nowhere near the value you …

— AARP South Dakota will be taking targeted community project applications for the 2017 program year from now until October 15, 2016.   Target community projects are a one-time request for resources for a specific purpose in your community. These projects are led by a team of local volunteers and community partners and supported either in part of whole by the AARP SD state office. Examples of successful projects include updating the Clear Lake Museum for ADA compliance and building a …

— The devastating natural disasters that have made national news this year serve as a reminder to people of all ages that we must take action to prepare for emergencies that could affect us where we live, work or visit. September is National Preparedness Month and AARP is working with FEMA to share resources that can help you build a kit, make a plan and be information about disasters in your area and across the country– before they happen! Join AARP …

— You get a frantic call from someone claiming to be your grandson or granddaughter.  The caller says there’s an emergency and asks you to send money right away. There’s a good chance this is an imposter trying to steal your money through the “grandparent scam.” How it works: Scammers usually claim to be in a “help me” situation, such as being stuck with a broken down car or needing money to get out of a foreign country. The caller may pose …

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— AARP South Dakota will sponsor candidate debates and bipartisan issue forums in October to help voters make informed decisions at the polls on Tuesday, Nov. 8. South Dakota Public Broadcasting will air the debates and forums as part of “South Dakota Focus,” a public affairs and news program that runs Thursdays at 8 p.m. Central/7 p.m. Mountain time. Viewers who have questions for the candidates can call in to the show at 800-456-0766. In addition to the presidential election and …

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— Joys and Challenges Facing Military Caregivers featuring MG Antonio M. Taguba, USA (Ret.) and Meg Kabat, Department of Veterans Affairs Thursday, September 8th 2pm ET/1pm CT REGISTER HERE After his parents became ill, Major General Antonio “Tony” Taguba and his siblings found themselves unprepared to care for them. Faced with tough decisions about health and finances, they found a way to care for their parents the best they could. Join Major General Taguba and Meg Kabat, National Director, Caregiver Support …

— Unstuck! Lightening the Heart of the Family Caregiver With Humor featuring Peter Rosenberger Thursday, August 25th  7 p.m. ET/6 p.m. CT Listen up family caregivers: humor is an expression of a healthy heart — not a defense mechanism! After more than 30 years as a family caregiver for his wife, Gracie, including 78 operations, 60 doctors in 12 hospitals and $9 million in medical bills, Peter Rosenberger has learned: it’s OK to laugh! Join him for this free online event …

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— Debt collection scams can bilk unsuspecting victims out of money, and even their identity. How It Works:  A debt collector is someone who regularly collects debts owed to others. It could be a collection agency, a lawyer, or a company that buys delinquent debts and then tries to collect them. On the other hand, it could be a fake debt collector! Armed with sensitive information he coaxes from you, the criminal could charge your credit cards or open new accounts, …