SCAM ALERT: Debt Collectors

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Getting calls from debt collectors?

They might be fake if the person is trying to collect on a loan you don’t recognize, asks you for sensitive information, or uses threats to try to scare you into paying.

Tell the caller you won’t discuss the debt unless they provide a written notice that includes the debt amount, the name of the creditor, and your rights under the federal Fair Debt Collections Practices Act.

Never give out or confirm personal financial or other sensitive information unless you know who you’re talking to. If the debt is legitimate, but the collector may be a fake, contact your creditor about the calls.

Be a fraud fighter!  If you can spot a scam, you can stop a scam.

Report scams to local law enforcement. Contact the AARP Fraud Watch Network for more information on fraud prevention.