In a “Phantom Hacker” scam, a scammer calls, texts, or e-mails a victim posing as a computer technician and falsely tells the victim that the victim’s computer or other electronic device has a virus or has been hacked. The scammer tells the victim that the victim’s financial accounts are at risk. A scammer’s accomplice will then pose as an official from either a financial or government institution and convince the victim to move money from the financial accounts that are allegedly at risk in order to “protect the funds.” Often, the scammer has the victim transfer the victim’s funds into an account the scammer promises is safe, but in reality, is controlled by the scammer. In another variation, the scammer has the victim purchase valuable items, such as gold, and sends a courier to pick up these items from the victim’s home for “safekeeping.”
Gift cards are a standard part of the modern shopping experience. But inside that colorful kiosk could be a minefield. Here’s what you need to know before purchasing one.
There’s been a huge uptick in calls and mail from companies strong arming older adults to purchase extended warranties and service contracts for everything from cars to furniture.
Every day, millions of Americans lose their hard-earned money to identity theft and other types of scams. Last year alone, 16.7 million people from communities across the nation lost $17 billion to identity fraud alone. That’s one person victimized every two seconds!
Every day, millions of Americans lose their hard-earned money to identity theft and other types of scams. Last year alone, 16.7 million people from communities across the nation lost $17 billion to identity fraud alone. That’s one person victimized every two seconds!