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AARP AARP States New York Advocacy

New Yorkers: Learn about eligibility for the Medicare Savings Programs

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AARP New York and the Medicare Rights Center want you to know that extra money is available to help pay for Medicare costs. With recently expanded eligibility guidelines, more New Yorkers than ever can qualify for a program that can help with out-of-pocket expenses like premiums, copays, coinsurance, and deductibles!

Medicare Savings Programs (MSPs) help people with limited income and resources pay their healthcare costs. Thousands of people in New York don’t know they are eligible for the Medicare Savings Program.

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  • Enrollment in a Medicare Savings Program (MSP) can help you save over $7,200 per year in health care costs.
  • Qualifying New Yorkers who enroll will get help paying their Medicare Part B premiums and prescription drug costs; enrollment in the Medicare Savings Program will automatically enroll members in Extra Help, a prescription drug coverage plan that is estimated to be worth around $5,300 annually, or $425 a month.
  • This year, the Medicare Savings Program is saving enrolled older adults and people with disabilities $170.10 per month, or $2,041.20 per year, in Part B premium costs.

New Yorkers 65+ may qualify for savings under this federal subsidy program based on 2023 incomes at or below:

2023 New York gross monthly income limits

  • $2,280 per month and $27,360 annually for individuals
  • $3,077 monthly and $36,924 annually for couples

New Yorkers currently eligible but not yet enrolled can apply for the Medicare Savings Program or Extra Help at any time. Find out if you could be saving money today!

* If you live within the 5 boroughs of New York City, please call the Medicare Rights Center at 800-333-4114.

* If you live outside of the New York City area, please call New York’s Health Insurance Information Counseling and Assistance Program (HIICAP) at 1-800-701-0501

* Or contact your local Department of Social Services to learn more.

Medicare Rights Center, a non-profit organization, is the largest independent source of Medicare information and assistance in the United States. Trained staff and volunteers will provide important information, guide you through the application process and connect you to the appropriate program.

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