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New Massachusetts Law Helps Consumers Make Choices About Long-term Care Insurance

insurance by Alan Cleaver

A new state law sets standards for long-term-care insurance policies to help consumers make informed decisions when comparing plans.

The law protects applicants from deceptive sales or enrollment practices; provides safeguards against policy cancellations based on age or declining health; and requires insurance companies to provide an outline of coverage in a standard format, specifying the policy’s benefits and limitations.

AARP fought for 10 years to persuade lawmakers to adopt new insurance standards. In the final weeks before the law was adopted, more than 1,000 AARP members in Massachusetts contacted Gov. Deval Patrick (D) asking him to sign the bill.

To learn more go to AARP Massachusetts.

Photo by  Alan Cleaver/flickr

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