Many of us have used a peer-to-peer (P2P) payment app to split a bill or send money to a friend, and some people even use them for traditional shopping. However, there are inherent risks that exist on these payment apps that everyone should know about.
How ready for retirement are you? In theory, we all know it’s important to plan ahead, but in reality, many of us keep putting it off. According to a 2022 AARP report, 86% of working adults understand the importance of preparing for retirement, but only about 40% feel they are prepared to retire.