As Americans continue to exit the workforce in unprecedented numbers, decisions as to how and when to elect Social Security retirement benefits may be the determining factor in the success or failure of millions of retirement plans.
My husband’s mother was “losing it.” She started a fire in her apartment after she forgot to turn off a burner on her stove. She was demanding when a family member would take her grocery shopping and she would insist on using her bundle of coupons for various items, a process that would often take as long as two hours. Her mood was never good. There were several panic trips to the emergency room in the middle of the night.