We are delighted to announce that Onie Johns is the state winner of the AARP Tennessee Andrus Award. This is AARP’s most prestigious and visible volunteer award, given to recognize outstanding people who positively impact the lives of people in their community. Onie Johns grew up on a farm in rural Mississippi during the 50’s and 60’s, an experience that laid the foundations for her strong connection to community. In 2006 she founded The Caritas Village. The Village is a community center, coffee shop and cultural art center located in the heart of Binghamton in the Memphis area. The mission of the Village is to break down the walls of hostility between races, build bridges of love and trust between the rich and those made poor and provide a positive alternative to the street corners for the neighborhood children.
The newest federal consumer protection agency is the Consumer Financial Protection Bureau (CFPB), created in 2011 in response to the financial crisis of 2007-2008. T he CFPB has jurisdiction over banks, credit unions, securities firms, payday lenders, mortgage-service companies, foreclosure relief services, and debt collectors, among other financial institutions. Thus far it has focused on mortgages, credit cards, and student loans. It is located inside the Federal Reserve System, with an interim affiliation with the U. S. Treasury Department.
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