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By Michelle Crouch

North Carolina is continuing to lead the country when it comes to innovation. Yesterday Representatives Jon Hardister, Ken Goodman, Stephen Ross and Rodney Moore filed the bi-partisan Small Business Retirement Program (SBRP) in the State House.

By Michelle Crouch

RALEIGH -- National retirement security expert David C. John, spoke to a group of political and business leaders in Raleigh this week about a voluntary and low-cost way for small businesses to offer an easy and portable way for workers to save.

Many people want a secure retirement, but not everyone has the right tools to achieve it. AARP North Carolina is asking state lawmakers to set up a retirement savings plan for people who don’t have access to a 401(k) or similar plan at work.

“If you have a pension, you’re one of the lucky ones,” said a Duke economist acknowledging that over the past few decades, most employers have shifted away from maintaining a pension fund for their workers and former employees. Increasingly, it’s up to people to save on their own, usually through a 401K from their employer or from opening an Individual Retirement Account. Yet, many workers are finding themselves near retirement, without the retirement income or savings they need to stay out of poverty and off public assistance programs.

Did you know that AARP offers workshops every week in the Charlotte region? Whether you’re an AARP member or not, over 50 or not, all of our programs are free of charge, free of any sales pitches, and all geared towards helping you achieve real possibilities.

With a record number of older adults staying employed or going back to work, many job seekers are seeking a little boost. One organization in Charlotte is helping connect employees and employers to help both individuals and businesses succeed.